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Wednesday, August 21, 2019

4 Signs in the Time of Your Life to Buy a Motorcycle

Nothing promotes the thrill of the open road like riding atop a motorcycle. Becoming a motorcyclist for the first time comes naturally to many, but others need a bit more prodding and encouragement.
It is never too late to buy the first motorcycle and start riding, and some common signs make it clear the right moment has arrived. A quick look at some of those that most often becomes apparent could be informative.

People who shop at American Motorcycle Trading Company and other dealers always have their own, personal reasons for wanting to ride. Surveys consistently show, though, that motorcyclists can be described fairly accurately in terms of a few important characteristics.

Despite what some believe, for instance, motorcycle riders are not mostly young or old people, or even overwhelmingly male. What is likely most impressive about today's motorcycling community is just how diverse and inclusive it is.

On top of those facts, there are some very common signs that the time of life is perfect for acquiring a first motorcycle. Rushing into a purchase without being ready could leave an expensive ride sitting idle, so it will always be better to be ready. The four most commonly observed signs that you are ready to become a motorcycle owner is:

  • Your kids have flown the coop.
  • Parenting is a profound responsibility, and few fathers and mothers have time for much else, once professional duties are taken into account. Motorcycling encourages a lifestyle where spontaneity can reign freely, which is not often an option for parents. Once children have become adults and gone off on their own, there will often be a lot more time to enjoy leisurely, impulsive motorcycle rides. That will make owning a motorcycle for the first time a lot more rewarding in almost every case.
  • You have recently retired.
  • Many of the most passionate motorcyclists today got started fairly late in life. Buying a motorcycle after retiring can end up being the best possible way to enjoy the golden years. Retired people generally have the flexibility to take advantage of favorable weather and otherwise make the most of motorcycle ownership. Being retired also frequently means being a wiser, more judicious and responsible rider.
  • You are hoping to save some money.
  • Owning even an affordable car can be expensive, with insurance premiums, fuel purchases, and other costs quickly adding up. Motorcycles cost far less than automobiles to buy and operate, and they are a lot less expensive to insure, as well. While it is possible to spend a great deal on a high-end bike, many riders find that humbler ones suit them just fine. Turning to motorcycling as a primary form of transportation can be a great way to start saving some money.
  • You are ready for some adventure.
  • No form of transportation has more romantic, enticing ideas associated with it than motorcycling. The number-one reason why so many riders are so passionate about their own motorcycles is the simple thrill that they provide. When life starts feeling a little routine or even boring, buying a motorcycle can be a great way to respond.

Being truly ready to buy a first motorcycle and learn how to ride it will always make the overall experience more rewarding. Signs like those above frequently make it clear that the moment has arrived to finally become a motorcyclist.

Monday, June 24, 2019

Your Guide to Using Accessories to Complete Your Personal Look

When it comes to putting outfits together, women have many wonderful options to choose from. Not only that, but they also have a plethora of amazing jewelry to accessorize any outfit. The use of jewelry can take a plain outfit and turn it into something spectacular, but in order to do this, there are a few aspects to keep in mind. Below are a few tips when it comes to pairing jewelry with outfits and things to consider when doing so.

Keep The Occasion In Mind

It is important to keep in mind that jewelry should be appropriate for where the individual is going. For example, if it is to work, then the jewelry should be dainty and minimal, whereas formal events call for more gemstones and finer jewelry, and a night out can incorporate fun and more daring colors or looks. When it comes to jewelry, there are plenty of options at to choose from regarding different shapes, lengths, materials, metals, and widths. The options are quite endless as everyone will be able to find a few pieces they will love.

How Many Jewelry Pieces To Wear

Incorporating too much jewelry at one time can take attention away from the outfit, rather than compliment it. Wearing too many bracelets can look a bit off, whereas wearing a bold statement necklace on its own can make a greater impact and will take the outfit up a notch. It is a good idea to always start off with a statement piece, this can be a ring, a necklace or a larger bracelet. From there, add smaller pieces to complete the look.


When wearing earrings, it is a good idea to pay attention to the hairstyle for the event. For example, choosing to wear statement earrings will require the hair to be pulled back or straightened, as larger earrings always draw attention to one’s head. Likewise, smaller earrings, such as studs, always look better with a noticeable hairstyle.

Layering Jewelry

Layering jewelry is a great look, but be careful not to overdo it. For example, choose one area to layer and go much simpler in the other areas. For instance, if you choose to layer necklaces, then choose stud earring and a single bracelet to accent the outfit. This also applies to bigger pieces of jewelry known as statement pieces.

Wear Jewelry To Unify A Look

Accessories can be used to unify the colors of your clothing. For example, if you wear a black dress and decide to wear blue heels, incorporating blue jewelry is a great idea to match the color of the shoe, as well as tying in the black and blue together. This is also a great way to bring a bit of diversity into the outfit, instead of doing a lot of matching.

Before, it was a faux pas to mix metals such as wearing gold and silver together, but now, it is rather encouraged. The use of jewelry is a great way to get creative and show off different sides to you (while keeping in mind the event you are attending). Don’t be afraid to try different things, as all great ideas come from trial and error. Jewelry is a great way to transform any outfit into something else

Thursday, June 20, 2019

8 Must-Have Travel Capsule Wardrobe Items for a Smokin' Hot Summer Vacation

Getting ready for your holiday? If so, you should start building your travel capsule wardrobe ASAP.
As you may know, this planning method has many advantages. For starters, a capsule wardrobe allows you to travel light. Plus, you'll be able to skip most of the packing process – perfect if you hate this part of traveling!
The secret of a good capsule wardrobe list is that you only need a few items to craft countless unique looks. By mixing and matching these pieces, you can enjoy your holiday in style.
Here are eight items to include in your capsule wardrobe this summer.

1. A Straw Hat

Let's start things off with the iconic sun hat. Oversized sun hats protect your face from the rays while helping you look fabulous at the same time! They come in many styles including Panama, fedora, and boater. Choose one that fits your personality so you can wear it with whatever outfit you choose.

2. A Classic Tee

There's a good reason white t-shirts remain a vacation wardrobe staple – they go with anything. A classic tee is great for layering but works fine on its own as well. Whether you want to dress down or jazz up, you can't go wrong with a classic tee.  And who knew there were so many options when choosing a staple item? From v-neck to scoop neck or crew cut, you can switch things up based on whatever neckline flatters you most.

3. Comfortable Pants

A summer holiday is a perfect time to say goodbye to boring jeans! Instead, get a pair of lightweight wide-leg pants. Many of these pieces are both pretty and practical, allowing you to relax while taking in the sights.

4. A Flattering Swimsuit

Sure, swimsuits don't take up much space in your luggage by default. That said, do you really need more than one or two pieces? Find a swimsuit that flatters your body type and wears it every time you hit the beach.

5. A Day-to-Night Dress

Looking to get more use out of a single dress? Consider wearing it in different situations, regardless of the time of day. Choose a dress that transforms with a simple change of shoes and accessories. Both midi and maxi-length dresses can fit the bill here. Also, stick to lightweight fabrics such as linen and cotton.

6. A Boho Blouse

Boho blouses are a perfect fit for warmer climates. They go well with both skirts and pants, especially the bright color pieces. When it comes to choosing a Boho blouse, focus on the embroidery – choose a design that represents your personal style.

7. A Midi Skirt

Much like a day-to-night dress, a midi skirt is a versatile item. That makes it a key part of any capsule wardrobe for travel. A women's online clothing boutique will offer a few midi skirts to choose from. Since you want to travel in style and comfort, you'll want a piece that's flattering but also fits well. Go for soft materials and pick a skirt that doesn't hug your legs too tightly.

8. Versatile Sandals

Finally, be mindful when choosing your sandals. Most holidays involve lots of walking, so you'll want to protect your feet. Tan leather sliders fulfill this function and go with almost any outfit!

More on Planning a Travel Capsule Wardrobe

As you can see, a travel capsule wardrobe doesn't have to limit your options. Have some more space in your carry-on? Consider adding some summer shades, a longline cover-up, or a pair of denim shorts.

Want to make sure you're ready for your summer trip? Looking for cool places to visit at least once in your life? Check out our travel section!

6 Questions to Ask Yourself Before You Move to a Gated Community

When most people picture a gated community, they imagine a quiet, serene, upscale neighborhood in which security and safety are the number one features and exclusivity is close behind. But gated communities aren’t for everyone.

There are multiple pros and cons of living in these types of communities. While security and safety are great perks, there are downfalls, too. Before you move into one of these neighborhoods, ask yourself the following questions to be sure it will be the right fit for you and your family.

Is a Gated Community Right for You? 6 Questions to Ask Before You Move

It’s an expected fact that you will have to pay for the privilege of living in a gated neighborhood, but is it a cost that is worth it for you? That price tag comes with benefits and disadvantages that you’ll have to weigh before deciding to make the big investment in your next home. For some people, that investment is a sound one as they plan their future, but for others, the amenities and advantages aren’t enough to offset the cost.

Here are 6 questions that will help you to determine whether or not a gated community should be in your future.

1. Can you afford the extra fees associated with a gated community? 

Sure, you expect the houses to be more expensive. They are upscale, more rigidly upheld to maintenance standards, and have exclusivity to them that other homes don’t necessarily have. But they also have dues and costs to cover those amenities.

Most gated communities tack on extra fees in the form of homeowner association dues, security fees, and maintenance fees. Check with the realtor and community’s association before you buy a home that may end up costing you more than you planned.

2. Will the extra security be helpful to you or unnecessary stress? 

No matter where you are, rush hour is rush hour. During busy times, you may have to wait in line to get in or out of the guardhouse. Visitors will have to be vetted and have permission to enter that you may be required to verbally give, anyone working on your home will have to work around visiting hours, and if your car doesn’t have the right sticker on it, you will have to be screened yourself.

If someone else being in charge of your - and your visitors’ - comings and goings bothers you, you may not want to be in a gated community.

3. Do you fit the requirements of the community you are looking into? 

Different gated communities have their own rules and restrictions. Some are family friendly, while others restrict ages to 55 and up or, in some areas, 18 and up only. Some communities will not let you have a vehicle that has a company logo on it and others don’t let you park RVs, campers, or large trucks in your yard.

Verify the restrictions before buying your next home to make sure your lifestyle fits the requirements of living in the community.

4. Will the seclusion still give you the amenities you need? 

To get the exclusivity and safety its residents pay for, some gated communities are far away from easy access to stores and other neighborhoods. If the community you are thinking about is one of these, ask yourself if your lifestyle encourages last minute trips to the store or if being far away from other people and places are worth the extra time it takes to get your supplies or get to work.

There are communities that offer amenities on site, like those offered by South Shore Development. Some of these gated communities provide cafes, entertainment, and shopping all located in their neighborhood exclusively for residents. If you are looking for the benefits of a gated community without the hassle of a drive to the city every day for your entertainment or supplies, you may want to look into these types of living areas.

5. Are you okay with following rules about your home’s appearance? 

Gated communities often come with rules regarding renovations to your home and what you can and can’t do. This includes how your property should look, limitations on plants you can have, and even what color you can paint your house.

Since your home’s appearance affects the property values of those in the neighborhood, gated communities tend to be stricter about what your curb appeal looks like and how you maintain your property. If you are concerned about being told what your house has to look like, check into these rules before you buy.

6. Are you comfortable with the security the community has? 

Just because it’s a gated community does not mean it is crime-free. Ask about the crime statistics for the community over the past decade. Look for patterns. What is the security protocol? Are there cameras set up around the perimeter or in the area itself?

As you learn about the gate protocol for visitors and how easily accessible (or not) the community is, you can make the decision as to whether or not the extra price is worth it. Not every gated community enforces the security protocols, either. By looking at the crime statistics, you’ll be able to get a bigger picture of where the problems are in the community to determine if you feel safe.

Are You Gated Community Material?

Most people who live in a reputable gated community swear by it if they can afford the extra cost. The peace of mind of having extra security to ward off solicitors and unwanted visitors is worth the price alone, but the extra benefits that come with these neighborhoods are often enough to justify the expense.

But not everyone is cut out for gated community living and the higher standards that must be kept up within these neighborhoods. With these 6 questions, you can determine whether a gated community may hold your next dream home or if you should just keep driving by those same gates.
Sunday, June 2, 2019

The Complete List of Pros and Cons to Assisted Living and How to Give Your Loved Ones the Best Experience

As our loved ones age, we start considering what their future holds. Who will take care of them? How can we ensure they will get the quality care that they deserve? These questions flash across our minds because from the start, we have always wanted what was best for them.

Although our loved ones may wish to stay at home during their golden years, the truth is, their health may prevent them from doing so. Apart from their health, our loved ones may later make the decision to be placed in a trustworthy assisted living home rather than continue living in their own residence as they initially thought they wanted.

Even if we strongly believe our loved ones will not choose to go into assisted living, it is still critical to consider the idea. Things change as do people’s decisions, and we and our loved ones should be equally prepared for what the future could potentially hold when it comes to residency.

That said, consider these pros and cons of assisted living environments to help you and your family member decide if this type of residence might be a future possibility for them:


More affordable than nursing homes

According to the United States Census Bureau, only approximately 3.1 percent of senior citizens were living in nursing homes in 2010. Perhaps one reason for this is because the costs of nursing homes are often far more costly than what the average senior can afford, even with financial assistance set in place.

The good news is, assisted living homes to cost approximately half of what the average nursing home costs granted that nursing homes have more around-the-clock care for residents.

While more affordable, for those who still struggle to pay out of pocket for assisted living, there are a handful of ways seniors can pay for their care.

Medicaid or Medicare, private funds, life settlements, Veteran’s benefits, supplemental social security, and long-term care insurance can all help fund this type of residence.

No need to maintain a yard or home

Especially for senior citizens with physical disabilities or setbacks, the idea of not having to clean your own residence or maintain a front and back yard is a huge benefit of assisted living. With cleaning and yard care covered by assisted living facility staff, residents can rest assured they will have less labor-intensive responsibilities to tend to.

Often when choosing to live in an assisted living environment, one of the first things residents do not miss is having to engage in their usual at-home responsibilities. Having housekeepers and gardeners can certainly make one’s golden years more relaxed, enjoyable, and relevant to their current health and abilities.

Similar to an average home setting

Some senior citizens fear that when choosing an assisted living environment as their choice in residence, it won’t feel like home to them. They might worry that this sort of environment will be stark, cold, and structured rather than comfy and cozy. However, most assisted living environments are actually very homelike as they should.

Different assisted living homes have different styles and furnishings. Some homes might feature modern furnishings while others might feature a more traditional setting. By touring different homes, a senior citizen can find the most comfortable environment for them personally. After all, we all have different ideas of what home means to us.

Care adaptive to the ever-changing needs of residents

Throughout the aging process, things may change. A senior might experience declining health or may have greater difficulty doing what they once could do. Thus, they may require more assistance from others as time goes on.

The great thing about an assisted living environment is that the staff are often very knowledgable when it comes to helping seniors with a variety of tasks including medication management, laundry, bed and chair positioning, bathing and grooming assistance, and aid with dressing.

The services provided by assisted living environments can certainly vary. That said, be sure to find a home that features the assistive care your loved one requires.

Plenty of activities to engage in to keep residents busy

While many senior citizens have their own interests and hobbies they like to engage in daily, there are still times where they get bored and lonely. Living in an assisted living environment, there are usually a plethora of fun events, activities, and games residents can engage in whenever they’d like.

These might include arts and crafts, support groups, field trips, sporting events, barbecue nights, and talent shows. The latter not only keep senior citizens happy and busy but also social in the process. After all, an idle might is the Devil’s playground as they often say. Keeping busy and social with others are absolute musts for all ages.


Seniors with specific health needs may not be suitable.

Although assisted living services are quite variant in terms of the wants and needs of their residents, not all seniors will be suitable for these environments. In fact, some assisted living facilities must deny senior citizens if their staff will not adequately be able to tend to their personal assistance and health requirements.

Complex medical needs like stroke recovery, wound or post-surgery care, acute infection or injury assistance, Parkinson’s disease care, or severe mental health aid might not be able to be provided by most assisted living homes if the staff is not experienced nor licensed in aiding with such.

While they may not be best in an assisted living environment, those with severe disabilities who need care 24/7 might be good candidates for a skilled nursing home.

Can be more expensive than staying at home

Because a senior citizen is paying for assistive care among other services provided by their assisted living facility, it makes sense that assistive living usually costs more than staying at home. Although, money is tight for many seniors and even their family members who may be paying for their long-term care.

However, the extra costs are usually worth it for many seniors. Although many might prefer the idea of staying home to not spend as much money on a month-to-month basis, sometimes spending that extra money for the most applicable residence is the best option for a senior’s overall quality of life.

Specific rules and regulations residents must follow

When it comes to choosing a residence as they age, senior citizens often want a living arrangement that allows them to stay as independent as long as they possibly can. Everyone wants the luxury of freedom. However, some seniors may worry that the rules and regulations of assisted living homes will hinder their ability to be fully independent.

The truth is, the rules aren’t heavily strict in most assisted living homes. Although, there will always be more freedom living at home. Some assisted living environments may not allow smoking in undesignated areas, painting the walls of their rooms, housing pets, bringing large furniture from home, or bringing their vehicle.

However, other assisted living facilities do in fact allow the latter. Finding a home that is lenient enough for your loved one is important to ensure they don’t feel a lack of independence in their new living arrangement.

The concern of elder abuse

When it comes to trusting others to take care of your family member in their golden years, the possibility of them suffering from elder abuse from staff or even other residents is worrisome. It may worry you so much that you may refuse to let your family member stay anywhere but at home or with a trusted loved one.

While the possibilities of elder abuse is a potential, it is important to note that elder abuse in assisted living facilities is not as common as one might think. In fact, 33 percent of those in nursing homes have experienced elder abuse while the statistic is much lower in assisted living facilities, according to Nursing Home Abuse Guide.

Regardless, it’s vital that when searching for an assisted living home for your loved one that you read online reviews, tour the facility and pay attention to how the staff interacts with other residents, and that you frequently check in with your family member if and when they move into assisted living.


Getting older doesn’t always mean we slow down and settle in place. For some seniors, their golden years are filled with many changes and exciting, new adventures, including choosing a new living arrangement or type of long-
term care.

As with any living arrangement, assisted living homes have their pros and cons. For instance, they are more affordable than nursing homes, offer many activities, are similar to an average home setting only without the need for residents to maintain their own home or yard, and have staff knowledgable in caring for the needs of their residents.

However, the cons of assisted living homes are that they are more expensive than staying home, there are rules for residents and the potential for elder abuse, and the fact that not all seniors will be applicable for these homes health-wise. While the pros outweigh the cons, it’s important to consider if your loved one is suitable for assisted living at all.
Wednesday, May 29, 2019

8 Questions You Should Always Ask an Attorney to See If They're Right for You

Hiring the right lawyer for your legal situation is not something that you want to take lightly. You want to be thorough when you are interviewing potential attorneys to help you with your situation. If you’re not sure where to start, try asking friends, family, and co-workers if they have a lawyer they recommend. And even if you get rave reviews on any one attorney, you still need to do your due diligence and thoroughly investigate for yourself. Take these eight questions with you when you are meeting with potential lawyers to see if they’re right for you.

1. Have you tried this type of case before?

This may easily be one of the most important questions you ask your potential attorney. Choosing experienced attorneys can make a big difference in the outcome of your case. You wouldn’t want to trust a doctor who just graduated from medical school to perform open heart surgery, so it’s probably not the best idea to leave the fate of your case in the hands of an inexperienced novice. When your lawyer has the right background you will be much more at ease and more confident. If the answer is, “Yes,” be sure to ask more questions. Ask about the outcomes of those cases, how many of those types of cases and any other follow up questions that come to mind.

2. Are there any conflicts of interest?

Conflicts of interest can end up meaning disaster for you. You don’t want your attorney to have limited ability to represent you because of previous or current clients. For instance, you are looking to file a claim against an insurance company, but the potential lawyer regularly represents the insurance company, there would be a conflict of interest. If there is a conflict of interest you may not need to disqualify that attorney from your list, but you need to be aware of how this conflict will affect you or their ability to represent you.

3. What are the fees and charges?

Before stepping into an agreement with an attorney or law firm you need to know all the fees and charges that you will be assessed. If the lawyer’s fees are not within your budget, it may be a good idea to go with another lawyer. Ask if they charge by the hour or a flat fee. Ask if there are payment plan options as well as how and when they expect to be paid. Ask if there is a contingency fee, which essentially awards a predetermined portion of your settlement (if you win your case) to the attorney. If an exact figure cannot be provided, you want a very good estimate so that you can appropriately budget your funds.

4. Will a trial be necessary?

Taking a case to trial usually means that all the other attempts to settle or dismiss were unsuccessful. And depending on the nature of your case you may want to avoid a trial. Asking about possibly negotiating a resolution before the trial date is important because it can save you both time and money. If you’re dealing with a criminal case, you want a lawyer that is experienced with plea bargains. In the event that you’re dealing with a civil matter, your lawyer may suggest mediation or arbitration settle things without involving a judge and jury. This answer may even include a projected outcome. Of course, no one can predict the outcome but based on history and precedents, your lawyer can give you some idea of how things may unfold.

5. How will you communicate?

During the duration of your case, you want to stay informed regarding important dates and what is going on. You should feel comfortable calling to speak with your attorney and you should have the necessary contact information. If you aren’t comfortable with the communication options available or you don’t have access to the proposed contact options, you may want to reconsider putting your case in their hands.

6. Who will be assigned to your case?

Unless you go to a lawyer who is in business for himself and all by himself, you should find out who will be assigned to your case. If you are consulting with another lawyer, you should ask to speak with whoever will be handling your case. You also want to know who else will be taking on the work of your case. There are paralegals, investigators and junior associates that may be involved in your case in addition to your lawyer. This is not a bad thing, because when your attorney passes certain tasks to other lesser paid legal professionals you are saving money.

7. What is the strategy?

Any good lawyer should be able and ready to outline a few possible ways to attack your case. They should be able to list the strengths and weaknesses of any particular strategy and explain why one strategy is more preferable. The answer to this question should also include an estimated timeline of how long the case will take or how long each phase will take.

8. Have you been accused of misconduct?

You are well within your rights as a consumer to ask this question. Yes, it may feel a little invasive, but you need to know whether or not your lawyer is known for overstepping professional and ethical bounds. Your state’s licensing agency or professional societies, like the American Bar Association, may have this information online. You can ask about the circumstances surrounding the issue and also about the outcome. You may find that the attorney’s actions weren’t such a horrible or unconscionable thing at all.

These are just some very basic questions to ask an attorney or firm you’re considering giving your case to. It’s a good idea to write down your questions so that you get as many answers as you’re looking for. Of course, there will be questions that are specific to your case that you will want to ask as well, and since most first consultations are free, you can go about vetting attorneys at little to no cost.

Wednesday, May 22, 2019

4 Things To Do When You've Lost an Important Document Abroad

Let's face it; the reality is that no matter how responsible or careful you think you are, there's always a possibility to lose your documents or have them stolen. Now, if you are at home, then you can sort it out fairly simply. But, what if you are not at home?

What if you are on vacation in a different country?

If you are planning a trip abroad, then you should know what to do in the event your
personal documents go missing. Don't get caught unprepared- here's a list of 4 things
you should do.

1. Be Quick

Now is not the time to sit around complaining or feeling sorry for yourself. As soon as you realize that you are missing some important documents like your passport or even stolen health card, it would be best if you acted fast. If you are confident that the documents have been stolen or lost, then you need to write down a list of all the papers or documents that are gone. If you suspect that they are lost instead of stolen then retrace your steps.

2. Call The Officials

Whether you need to report the theft to your healthcare provider, your embassy or any other officials- do it as soon as possible.

If you are overseas, then you need to call your embassy and explain what has happened. The faster you report your missing passport or other documents to your embassy, the sooner you can get temporary replacements to continue enjoying your vacation.

3. Inform The Police

It would be best if you found the nearest police station to you so that you can file a police report. If you have lost a document that is connected to insurance claims, then this is a vital process that you cannot skip. Yes, it may be a hassle, but it is essential if you want to make insurance claims down the line.

Aside from insurance claims, having an official police report means that the authorities are aware of your predicament and, if you happen to be stopped without any documents, you will have a genuine reason for not carrying your identification with you.

4. Go To Your Embassy in Person

You could have the unfortunate luck of vacationing far away from the nearest embassy. If this is the case, then you need to call them as explained in step 2 to help you to speed the process up.

Once you are at the embassy, they will assist you in issuing a temporary passport and other essential travel documents you may require. Furthermore, they will also inform you of the procedure to follow once you return to your home country. Remember, you may have to pay a fee for the temporary passport.

Before you travel, you should ensure that you have digital copies as well as paper copies of all your essential documents. This simple preparation will go a long way towards helping you in the event of lost or stolen documents.