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Thursday, February 23, 2017

Simple Saving Habits You Should Adopt Today


Like many people, you may have been aware of the need to save more for a while, but can’t seem
to get into the swing of it. We all want more money to invest and play with, but bad habits, a lack of self-discipline, and plain old forgetfulness can all get in the way of this. I’ve found that one of the best ways to hit your personal finance goals is adopting a few simple habits…
Passive Spending Barriers
Anyone in the developed world is totally surrounded by a culture of consumerism. This has led to the success of a lot of great businesses, but it’s also made passive spending way too easy. If you know that you’re making impulse buys and poor financial decisions too easily, it may be time to protect yourself with some firm rules. Setting yourself savings plans for every individual want, putting costly experiences over costly possessions, and using indecision as a prompt for not buying anything at all, can all be great for keeping more money in your wallet. It can be hard to follow these rules at first, but giving yourself reminders and sticking to these barriers can establish some excellent wealth-building habits.
Couponing
I’m not suggesting that you devote a large part of your time to what people call “extreme couponing”, although this could certainly save you a lot of money! However, if you’re not using coupons at all, this is another good habit to get into, frequently espoused by these awesome money saving websites. You’ll be able to get a lot of items for free, or at least for a fraction of the price you’d usually pay for them. When certain things are super cheap on a coupon, you can stockpile these and avoid spending anything on them for a long time. Furthermore, when you get used to looking for coupons and special offers, you’ll become more aware of what you’re spending, and will naturally begin to shave some money off your usual spending. Regular couponers are generally much less susceptible to impulse-buying as well. There are countless coupon websites out there aside from the traditional sources, so start looking at what’s on offer!
Cooking at Home More Often
If you’re one of the millions of people who has a crippling phobia of the kitchen, then eating out every other night can seem like a pretty smart move. Yes, you’ll save yourself some effort and will be able to recommend some great places to out-of-towners. However, you’ll also be sacrificing some huge savings. Cooking at home can not only save you a small fortune over time, but is also a lot healthier for you. Plan your meals out for the whole week, even when you’re getting towards the end of your paycheck, and only buy the food necessary for those meals. This can often lead to you having a lot of leftovers, which you can whip up into an improvised meal before your next big grocery shop, thereby saving yourself even more money!

There are so many ways on how you can save money. You can start adapting this habits and you are on your way to saving more!

xoxo,
Therese
Wednesday, February 22, 2017

Change Your Home Décor in A Weekend

For many homeowners, the idea of changing house can be appealing when the décor of the home feels a little tired. It may seem easier to start fresh than address the current issues. In truth, changing your interior décor needs no more than a few hours if you know what you are doing. There is no need to start a big home renovation project that might take months when all you need is to brighten up your interior. Pick a weekend and your best DIY gear, and let’s get started to give your home a new feel.

Color Scheme

Changing the color in your room can immediately change the atmosphere. Start by considering your room as a blank canvas - this might need a little imagination, especially if the room is crammed with various items - but try to think of it as an empty space. Most homeowners tend to choose a combination of two colors to redecorate a room, let’s say you pick blue and white for example. The possibilities are almost infinite, as you can decide to play with accessorizing the room, using the famous blue and white Asian pottery style, or you can embrace a nautical design that conjugates your color scheme throughout the entire room. If you are choosing a more prominent decorative approach, with something like the nautical style, you will only need quality painting gear and professional colors to create an ambiance. Keeping your floor as neutral as possible, with elegant timber-style laminate floors, can be a good and subtle way of breaking a décor before it takes over the entire room. Do stick to similar tones, or if you are feeling bold pick a completely different color scheme to add a touch of
originality to your décor.


The Affordable Minimalist Design

Modern design is all about the minimalist approach. Minimalism is about focusing only on the essentials. Don’t be fooled by it though: It doesn’t mean that you should change your furniture, or even sell your house to live in cave. The core concept of a minimalist décor relies on decluttering. Stop the flow of things coming in and start by focusing of the stuff you have and you don’t use or want. Start by simple questions: Do you really need that tenth mug with a cute kitten on it? Does the sofa need another series of bright cushions? Gradually, you will start to determine what you should keep and what you don’t need. And never keep anything out of guilt: Your house should only contain things that you love, so don’t keep anything that you don’t like it. This approach will clear the room and create more space in your house.

Frame Your Décor

The best way to make the most of your décor is to frame it in such a way that it you can create small decorative vignettes inside a room. Bright curtains will cut line of the wall and emphasize on the window if you keep them open. Mirrors can add depth to a room, try placing a mirror in a small living room to instantly see the space double inside. You can also use paintings to create a highlight in a room, for example, you can frame the sitting area with asymmetrical painting arrangements to divide the space more effectively.




Here are just some ways on how you can effectively change your home decor without any major construction involved. Whats your favorite? Comment down below!

xoxo,
Therese
Tuesday, February 21, 2017

You, Me And Omega 3


There is a pretty outdated view that fats are bad for you.  It’s rubbish, you need to ignore it.  Processed fats are bad for you.  The fat dripping off a kebab is bad for you.  Artificial butter spreads are bad for you.  However we actually need fat in our diet, it just needs to be the right kind.

We’re talking Omega 3 here, found in variety of sources and incredibly important as part of our diet.  Because fat is such a red zone area this nutrient has been studied more than any other and that has revealed some pretty amazing scientific facts.

Firstly we hear about omega 3 mostly because of the incredible benefit it has on our hearts.  Lowering blood pressure, reducing the risk of blood clots, raising your HDL cholesterol (that’s the good kind) and keeping your arteries clear of plaque and other damaging nasties.  However it is also incredible for your eye health, can help fight depression and improve the lives of children suffering with ADHD.  

The list goes on, it is proved to have more chance than lentil and pulses on reducing your risk of getting cancer, decrease the risk of Alzheimer’s, reduces the severity of asthma and of course is very good for your joints and bones.  Omega 3 is a true hero when it comes to our health.  So, how do you get enough of it and once you do? How do you even more.

Fish, Olive oil, Avocado and various nuts are the go to favorites for packing yourself full of Omega 3 fatty acids, it if you combine these into a healthy balanced diet then you will start to reap the benefits.  If you don’t have a good fish counter at your local shop, find a fishmonger or better still go straight to source and find a fisherman that offers seafood delivery this means you get better quality and cut out the middleman.  

Fish is fab because it cooks so quickly meaning you can turn a meal round in the same time it takes to cook a ready meal in the oven.  Check this out for a super quick, high flavored healthy dinner

Simply take two handfuls of fresh shrimp and prep them (remove tails, shells and any yucky parts) Then mix a tablespoon of tomato puree, 2 teaspoons of honey, dried chili flakes, soy sauce, garlic, salt and pepper in a bowl.  Pop your shrimp in and let them absorb some flavor.  Throw a finely sliced onion into the oven on gas mark 6 and give the onion just enough time to soften, 15 minutes ought to do this.  In a wok, or large pan, add a little drizzle of olive oil (more omega 3!) and add the onions.  After a couple of minutes throw in your prawns and all the sauce.  Boil up some quick cook noodles then transfer, with a little of the water, into your prawn pan.  Stir fry for 2 minutes then serve.  For added Omega 3, dress a little avocado salad on the side.

Bon Appetit!

xoxo,
Therese
Monday, February 20, 2017

Bathroom Blues: Facelift or Full Refit?


The debate about which room in your house is the most important is not an easy one to settle. Some insist it's the kitchen, others say the family living space - but what about the bathroom? This is where you get clean, start your day, relax with a bubble bath surrounded by candles. Getting your bathroom right is an essential if you want your home to properly work for you.

Few of us have the luxury of moving into a house and finding it exactly as we want it. At best, we get a blank canvas onto which we can imprint our own style. At worst, we're looking at a full overhaul of the entire room - which can be both expensive and time-consuming.

If you're in the latter situation, then you are faced with two choices. You try and live with what you've got, making small changes to make the space more palatable to your tastes. Or you go all-in and go for a huge renovation, with all the cost and inconvenience that that brings.

So why do you choose?

Choose A Face-lift If...

  • The right bathroom suite is installed. By 'right,' that doesn't necessarily mean the one you find most beguiling in terms of style - just right as in function. For example, if you need a bath and you don't have one, then it makes sense to look in the direction of full renovation. If, however, the suite is generally what you would choose in terms of how you use it, then you can learn to live with it for the moment.
  • You have budget constrictions. A bathroom refit is not the kind of thing you can do on the cheap. It's better to live with it for the moment and save up towards a full change at a later point.
  • You've not tried to live with it. Sometimes, something we hate on first sight can actually be something we ultimately love. Give it time; at least six months from the point of moving in.




Choose A Full Refit If…


  • You know what you want. Sometimes, we look at a room and think "that needs to be different" - our reaction defined more by what we don't like than anything else. To go for a full refit, you have to move your thinking beyond this and actually get to a point where you start envisioning what you do want. You have to have direct ideas in mind, be ready with all the bathroom jargon you need so you can talk to tradespeople, and have a firm idea on your budget.
  • You're not juggling several other house improvements at the same time. Re-modelling a bathroom is a time-consuming project that is rife with a huge amount of inconvenience, so it needs to be your sole focus.
  • The bathroom needs modernization. If you're struggling with very old-fashioned plumbing, a shower that leaks or a bath that's as old as you, then it's worth the effort for the update. A more modern bathroom is not just desirable, but will also earn its keep in lower running costs and better water usage.

Go ahead and check if your bathroom matches any of the criteria and then decide if you need just a face-lift or a full refit. Remember to take everything in consideration before making an decisions so you have the quality that you are looking for.

xoxo,
Therese
Thursday, February 16, 2017

Hop In A Time Machine By Getting Vintage In Your Home


Getting the theme in your home right is one of the best things you can do. Everything slots into place once you know the look you’re after. There are many options out there, and a little research will show you what they are. We’re going to take a look at how to make the vintage look work in your home. We can learn a lot from the generations that came before us. Home decor is no different. Trends come and go, and the same can be said for decoration styles. But, it’s important you know where to find the perfect vintage pieces. This guide should push you in the right direction!

AUCTIONS

The first stop for your vintage needs should be an auction. There are some beautiful pieces, waiting for discovery. All you need to do is find out where your nearest auction house is. Bear in mind that it’s easy to get carried away at auctions. You find the piece you want and get sucked into a bidding war. Before you know it, you’ve paid well above the odds. One way to avoid this is to set yourself a budget. Whatever you do, don’t go over! It’s also worth finding out what your chosen pieces are worth. Most auction houses allow you to view items before the event. Take the opportunity to research the articles that interest you. Then, you’ll have a better idea of when to stop bidding.

CHARITY SHOPS

Many people forget that charity shops are a fantastic option for vintage shopping. If you’re looking to stock your home, it might be worth heading to a furniture particular charity shop. There are many out there, but you might need to search for them! If not, you can still find some fantastic pieces in charity shops local to you. Many more people are aware of the value of vintage objects now. For that reason, it may take longer to come across the perfect piece. Even so, it’s worth checking. You never know what you might find!


SPECIALISTS

If you’re after a particular piece, you might need to turn to a company that specializes in vintage furniture. Research to find companies that offer what you need. If you want vintage lighting or furniture, this might be the best option. Buying from specialists also means you can get what you want with little effort. If you don’t have time to visit auctions, this could be a better choice. You can also assure the quality of your pieces this way. Bear in mind, though, that you’ll pay more for this service.


RE-PURPOSING

If you fancy a little make do and mend, why not re-purpose your current furniture into a vintage style? To achieve the right image, develop your knowledge of how vintage pieces look. If you think you’re up to the challenge, you could have a lot of fun. You could even mix modern with vintage to create an image unique to you. Who says you have to stick with tradition?

Here are just some ways on how you can add a vintage feel in your home. What is your favorite vintage item in the home? Comment down below!

xoxo,
Therese

Thursday, February 9, 2017

The Little Things That Make A Home Come To Life

There’s always something you can do to help make your house feel a little bit more like a home, whether you’ve lived there for a few weeks or a few decades. Homes are more than just the bricks and mortar from which they are constructed: they’re full of memories and conversations that we’ve had with the people we love.

How we use our personal space is, therefore, important. Here are some of the little things that help make a home come to life.

Personal Pictures

Having personal snaps around the house is an excellent way to help a home come to life. As they say, a picture is worth a thousand words.

You could have pictures of the last time your family went on holiday, or you could remember significant events in your life, like your wedding or when you graduated from college.  If you can, try to tell a story with the pictures that you use and remind yourself how far you’ve come. Baby pictures are always a winner.

Stuff You’ve Collected While Travelling

The ancients used to bring home exotic jewelry from far off lands and keep it in their huts. Many of us have the same impulse today. Every time we go abroad we want to bring back some physical memento to remind us of our adventure. Whether it’s beer mats from Barcelona or jewelry from Berlin, there’s always something that captures our attention and comes home with us.

Items from your travels are a great way to spice up the culture of your home and make great talking points when you’ve got friends over for dinner.

Hand-Me-Down Furniture

Hand-me-down furniture is a great way to save money, especially since the price of furniture these days is so high. Plus, you can always say that it’s “vintage” - after all, vintage interiors are in fashion right now. Old furniture is like a piece of history right there in your own home with its own story to tell.


Remember, there’s nothing to stop you from refurbishing old furniture with new drawer slides or a fresh lick of varnish to bring it up to date and make it more convenient.

A Bookshelf

A few years ago it looked as if the whole world would move over to e-books. And although this has happened to some extent, the pace of change hasn’t been as fast as some people imagined. The reason for this is that people still love to give each other physical books for gifts. Because of this, bookshelves are still a thing - and thank goodness. Bookshelves make a beautiful addition to any room if done right. They can be mixed with ornaments and flower pots to create a great backdrop and cover up bare walls. Books can also be piled on top of coffee tables as ornaments to make your home look more studious.

A Spice Rack

Great food always tastes better with the right spices. But many people just shove their oregano and cumin in the cupboard. Kitchens immediately come to life when spice racks are on display.

Its all about the details and with this simple ways you can definitely bring more life to your home. What are your tips on how to make your home come to life? Comment down below.

xoxo,
Therese
Tuesday, February 7, 2017

Keep Your Family In A Safety Bubble At Home

We are always trying to find ways to make our humble abode safer for our family. After all, we don’t want our kids to come into harm's way while they are in the comfort of their own home. Therefore, it’s good to make some changes to ensure they are safe in the property. Here are some ways you can keep your family in a safety bubble at home.

Keep your garden private

Your family might enjoy spending time outside in the garden. And you might not think twice about your privacy while you are out there. But it’s a must that you protect your family while they are in the garden. After all, you don’t know who is peering through seeing your kids in the backyard. And when you go into the home, they could easily lead children away from the yard. Therefore, you need to try and make it as private as possible. For one thing, you need a good sturdy fence which blocks the neighbor’s view of your garden. You can then grow some borders against your fence which will provide extra security. And then make sure you get a good sized veranda for your garden. That way, your family can sit and relax in the area without being viewed by strangers.


Go modern with your security

There are so many options when it comes to security which bypasses the traditional burglar alarm. For one thing, you might want to look into getting a video doorbell for your home. That way, you can check out who is outside of your home without having to sneak a peek through your window. That way, you can ensure you aren’t put in a terrifying situation when you open your front door. Not only this, but you might want to consider some form of automation hub. Not only will it provide your family with WIFI and ability to control your devices, but it’s excellent for safety too. After all, it can lock your windows, turn off the lights and activate video coverage from just the touch of a button. That way, you can keep your family safe while they are inside the house. And it’s perfect for when you are not at home as well. After all, it will switch the lights on for a period which will make it look like you are home. So they won’t be tempted to break into your property. If you look on http://www.thesmartfuture.net/automation-hub-reviews/, you can find some of these useful hubs for your home.

Keep hazardous items away

A lot of kids end up in danger in your home down to hazardous items. You might not have meant to leave them out in your home. But if your child gets their hands on them, they could end up seriously hurt. And then you might end up rushing to casualty. Therefore, always put away items which are potential risks to your kids. These include cleaning items, tools, and medicine which might see your kid getting hurt. You might want to get locks for your cupboards so you can keep them safely away from your child’s clutches!

And remember to get some shutters for your windows. That way, you can ensure no one can see into your home who could potentially harm your family.

Here are just some of the ways on how you can keep your home safe and sound for your family. Share your personal tips on the comment section below.

xoxo,
Therese