Tuesday, August 1, 2017

Don't Let Your Home Eat At Your Savings

If you’ve ever looked at your bills and seen the outgoing numbers increasing, it might be time to think about where all of your money is going. Usually people try to save money by limiting the amount they spend outside the house. They start favoring home-cooked dinners instead of eating in restaurants, watch films at home instead of going to the movies, and they start working out at home instead of paying for a gym membership. However, if the expenses are still too high, then it might be your house that is eating away at your savings. Here are a few ways you can stop that from happening.  
Shop smart
Buying groceries on a budget is a struggle for a lot of people for various reasons. The best thing you can do to keep your food bills low is to find ways to reduce the amount of waste you throw away each week. Fortunately, there are several more ways to reduce your food bill each week, including shopping for cheaper store brands, buying non-perishables items in bulk, or sticking to a shopping list. You can also save money on food by avoiding takeaways, packing a lunch to take to work, or freezing your leftovers to eat them later. Wherever you can, take advantage of discounts, special offers, or coupons. You can find a lot of coupons in the Sunday paper, and if you use them regularly it will far exceed the cost of the paper. If your local supermarket has a weekly circular, take one and make a note of their weekly discounts.
Cut down your bills
Even if you pay your bills yearly, you can find ways to cut down how much you pay for water, energy, and wifi every month. The first thing you can do is check whether your energy providers are really giving you the best deal for your money. Look at how much you’re currently paying, then do some research into other providers. Of course, they will all have enticing joining discounts, but it’s worth checking if they will give you a better deal once you’ve been with them longer than a year. Another solution is to go green. Start by switching to energy efficient LED bulbs, unplugging all appliances you’re not using, and insulating your home so you don’t need to turn up your thermostat as much. Doing these small things can reduce your energy consumption, saving you money on your bills each month and helping the environment.  
DIY

Sometimes the best way to save money is by doing little things by yourself. When things break around the house, try doing your own home repairs; blocked sinks, leaky faucets, and holes in the wall should be easy enough for any novice to handle once they’ve consulted internet guides. Doing minor repairs yourself can keep your home in good condition for longer, putting off the need for a handyman. However, you should remember to call a professional if things appear to be above your level of expertise.

Your safe haven shouldn't eat your savings account. Try these tips so you can save funds for more important things.

xoxo,
Therese
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